While a thirty-five-year-old West Virginia man endured the difficulties of living with cerebral palsy, he led a full, productive life and was employed full-time. In the summer of 2012, he was returning from a business meeting in Charleston. He was driving northbound on Interstate-79, when a truck changed lanes and ran over his small, white Hyundai. His car was dragged onto the shoulder and caught fire.

He was pulled from the vehicle with severe burns and internal injuries from smoke inhalation. The badly burned man was air transported to Pittsburgh’s West Penn Burn Center where he spent three months recovering from his painful injuries.

The truck that ran over his car carried a $1m insurance policy, small in comparison to the medical bills and lost wages he faced.